In this week of science I learned more about water safety. There are different types of entry and approach ways of getting to the drowning victim; Beach, ease-in, leaping, feet first. When using a beach entry there is a sandy gradual slope when entering the water. You will want to start swimming once running gets too hard and throw first aid ahead if it will not float away. The ease-in method is used for more river-type waters. With this type of entry there will be more rocks, steep slopes, and murky water. You’ll want to wade through the water and watch for currents, drop-offs, and current changes. Once waters are at waist, swim the rest of the way. When using the leap in entry you will want to do this off of something like a dock or boat. When leaping in don’t jump higher than 3 feet. You’ll want the water to be at least 5 feet deep. The feet first entry is similar to the leaping one but when jumping you go to a sit-like position. When approaching your victim you must keep track of where they are and instruct them on what you need them to do. Once you’re about 8 feet away you will want to reevaluate what you need to do to keep the victim safe. Once you get the victim you. Will do one of two things: drag them up the shore or lift them up the shore. Dragging is more for sandy beach like shores. Lifting is for more rocky like shores

In this week of science we talked about the safety of being in the water and helping those who need help in the water. When helping other in the water you frost need to make sure you are perpared. Do you have the abilities to handle your self under water? Do you have a life jacket for yourself? Can you successfully drive a boat or a water raft? When preparing your self for these types of thing you must know that your safety is also important.cold water drains your strength. f the water is cold you will want to make sure you have a wet suit or at least a few layer of clothes, preferably wool. Make sure that if you are using a boat it has the right equipment. Does is contain life jackets or ropes? First-aid kit, flashlight, food, maps, extra clothing? When out on a boat you will want the boat to be organized, clear, and easy to get around.

Interest rates is the topic for this week’s essay and why interest rates are different for different kinds of loans. Interest, for the person loaning the money, is conception for giving up the use of the money for a while so someone else can use it. Interest is the payment of time and it increases for the amount of time you have that money. Interest comes with a few risks such as the lender giving up the money when they could have done something productive with it.  The possibility of the money not being worth the same amount because of inflation is another risk. Also  the lender is not getting their money back(default risk). A few ways to reduce default risk are to check and see if the loaner has a good reputation of paying back loans. Check the person loaning the money’s credit score. If the loaners credit score is high they have more of a possibility to pay back the loan.. When lending or loaning something to someone you would want them to have a high possibility to give it back. Sometimes when the loan isn’t paid on time the lender is able to take a valuable possession from the loaner as collateral. While others may sue the loaner for failure to pay. Credit card rates are higher than car loan rates because of the non-collateral. When a loan for a car is taken out and failed to pay, the lender will most likely take the loaners car as collateral. When it comes to credit card rates they are much higher due to the fact that they do have anything to get collateral on. The simple way to calculate interest is I=PRT which means interest equals principal times the rate times the amount of time the loaner is to have the money.

 Saving money and on working out can be hard like knowing whether you should get a gym membership or not, or equipment. Some of the most expensive ways to work out would be to make a home gym with all of the best equipment but in the long run it may be more cost friendly then getting a gym membership. One of the cheapest ways to exercise is to find equipment free workouts on places like youtube. Cost wise it would be better for you to do home workouts or have a small home gym. Depending on what you do in the gym may change depending on whether it is best for you to workout at a gym or at home.

 Gym memberships vary in amounts but average per month around $50. Depending on what you do to workout and what you do at the gym it may be better for to either workout at a gym or home workouts.if you are doing a workout that does not require a lot of equipment or heavy lifting then it may be better cost wise for you to do home workouts instead of a working out at a gym. But if you do things such as deadlifting, heavy lifting, or workouts that require a lot of equipment then it may be better to use the gym’s equipment.

Equipment depending on what it is may be fairly expensive. When buying equipment you must think about possible alternatives such as instead of treadmills you can go on a walk/run. Instead of an exercise bike you could go on an actual bike ride.

Finding used or slightly used gym equipment is a better option than using a new piece of equipment cost wise. You can find new but opened equipment for cheaper on places like ebay, offerup, or craigslist.

For this lesson we are to research and find a personal finance website that we think will help us the best. I feel as though Mint.com will be the best option for me. Mint allows me to use only one app instead of having to use multiple apps for multiple purposes including cash, credit, loans, and investments. Mint keeps track of all my subscriptions and will notify me if or when those subscriptions may increase, cancel, or change in price. It also has a customizable feature allowing me to create my own budgets and having them be the way I will need them to be. When customizing your own budgets Mint will automatically categorize your budgets together.mints easy categorizing system allows you to move freely across the app with easy  Mint finds and gives you different ways to save on certain budgets. It helps you make payments early and lets you know if you are late on anything. To insure your safety a 4 digit code is needed to check your account along with person verification systems. With the free credit score i can easily check my credit score freely within the app.

In this week of science, I learned about swimming defense and how to stay safe in the water. Most people drown because of lack of supervision and not having a parent or life guard present. Also, while drinking and driving a boat or not having a flotation device on. When finding a place to swim look for places that aren’t merky because there may be sharp objects in the water. When swimming make sure you notice the way the water is moving and if there is a current. Some currents are under the water and are hard to see.

In this week of science I learned more about SAR. Once the missing person is found then the SAR team is responsible for making sure that the person makes it back to where they are supposed to be. Once the person who needed rescue made it back home then you will want to replace and restock any equipment that may have gotten damaged or destroyed in the search.

 The order of operations to rescue are:

Locate the subject

Access the subject

Stabilizes the subject

Transport the subject

 The first priority once you find the person or people you are looking for is to treat any life threatening or serious injuries. Then help with any smaller injuries afterwards.

In this week of science we learned about SAR (Search and Rescue) operations and tactics. When being part of the search and rescue team your attitude is very important. SAR can be very hard on your mental health. When part of SAR you could possibly be in rough weather and you’re always carrying heavy equipment. You are always looking for clues to help find that person or people you are looking for. It is both mentaly and  physically exhausting. Patience is a big key in SAR operations. It will take some time to find what you are looking for. You need to be tough and keep a positive mental attitude. There are a few different types of clues there are physical clues such as footprints. Documentary clues such as places that person might have checked into such as different parks. Testimonial clues such as witnesses. Event clubs such as flashlights, a whistle or location aids and analytical clues such as clues the searcher knows about the person you’re searching. It’s important to take notes and document the things you have seen or noticed. When searching first look in  areas the person will most likely be such as roads, trails, buildings, or cabins. 

In this week or personal finance we learned about keeping track of our finances. In this week’s essay I am supposed to write down the amount of money I got and the amount of money I spent. This week I didn’t make any money but I did use 9 dollars for 3 ice cream bars from the ice cream truck.

This week we talked about the morality of wealth. Wealth and money are not evil like the saying “Money is the root of all evil” which is a rewrite of a bible verse “The love of money is the root of all evil”.It is the intention for what that money will be used for which will make money evil or not. Wealth can be used both very badly and very well but it by itself is neither bad nor good. Wealth isn’t just about having lots of money, it can also be a mutual exchange between two people. If one person has a book that you really want and you have something that the other person wants then you can switch. The popularity of people is 10 times greater than it was a long time ago. All people are in a higher standard of living than people were a while ago. When looking at old pictures of people a long time ago you will see that not everyone had a very wealthy life and most lived in extreme poverty. And the work that they did was better than what they had a long time before that. There will never be enough of everything for everyone.